Fix & Flip Loans
Build Value with Fix & Flip Financing
If your goal is to buy, renovate, and resell a property for profit, our Fix & Flip / Rehab loans are designed to give you the capital you need from acquisition through renovation. These investor-focused loans provide funds for both the purchase and the rehab budget, so you can increase a property’s value and exit quickly through a sale or refinance. With streamlined underwriting and a structure built around investors’ timelines, you can move from offer to closing and on to your next project with confidence .
Our rehab financing is tailored to the scope of your project, your experience, and your investment strategy. You can leverage competitive leverage on purchase and rehab, roll payments into the loan in many cases, and access fast draw releases to keep construction moving. Whether you are a seasoned investor or scaling your portfolio, these loans are built to help you maximize returns and manage multiple projects efficiently .
Core Rehab / Fix & Flip Features
- Up to 90% LTV and up to 75% LTARV (varies by deal and guidelines) .
- Loan amounts typically ranging from about $75,000 to $6,000,000 .
- Eligible for 1–4 unit single-family homes, condos, and townhomes .
- Advanced rehab draws and 24/7 access to draw management portals in similar programs .
- Monthly payments often eligible to be rolled into the loan in many structures .
- Construction-to-perm options may be available, subject to program guidelines .
- Multiple purposes: purchase, refinance, and cash-out transactions .
- Terms up to 24 months to complete the project and exit .
- Investor-friendly entities allowed, such as LLCs, LPs, and corporations .
Investor-Oriented Advantages
- Draws commonly released in as little as 2 days once approved .
- Ability to leverage funds across multiple projects at the same time .
- Rehab budget can be structured to be 100% funded within program limits .
- No income, no tax returns, and no reserves on some programs (restrictions apply) .
- Funding often available within about 48 hours of final approval .
- Nationwide-style lending footprint in similar private rehab programs .
FAQ's
Can I finance both the purchase and renovation costs?
Yes, Fix & Flip loans can cover both the acquisition and renovation expenses.
What if my project takes longer than expected?
Extension options may be available. Contact us early to discuss your options.
