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What is a VOE Only Program?

A VOE-only program (Verification of Employment) is designed for borrowers who want a streamlined qualification process based primarily on verified employment. Instead of requiring extensive income documentation, this type of program focuses on confirming current employment status, making it a convenient option for eligible borrowers who have stable job history and straightforward financial profiles.

This program can be especially helpful for borrowers who may prefer a faster, simpler path to financing or who may not need a full income documentation review. It offers flexibility while still providing a clear and reliable way to assess the borrower’s ability to repay.


Key Features of the VOE-Only Program

  • Simple qualification based on verified employment.
  • Less paperwork compared to traditional income documentation.
  • Faster, more streamlined loan process.
  • Ideal for borrowers with stable job history.
  • Helpful for clients seeking a straightforward financing option.
  • Designed to make the approval process easier and more efficient.
  • Loan Amounts up to $2.5 Million
  • No mortgage insurance